Medicare Cost Calculator
Most people pay nothing for Part A, but your Part B premium depends on your income — and the full picture looks a little different for everyone. Here's a quick way to estimate what you might pay.
Medicare comes with two main parts that each carry their own costs. Part A covers hospital stays and is premium-free for most people who worked and paid Medicare taxes for at least 10 years. Part B covers doctor visits and outpatient care, and almost everyone pays a monthly premium for it.
What you actually pay for Part B depends on your income — higher earners pay more through an income-related adjustment, while most people pay the standard rate. Your work history and when you enroll factor into your total cost as well.
Use the calculator below for a quick, personalized estimate of your Part A and Part B premiums based on the latest figures from Medicare.
Not Sure What to Expect?
Estimating your premiums is a great start — but your real out-of-pocket costs also depend on the plan you choose and your personal situation. Let's go over your numbers together so there are no surprises.
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