Medicare Guide

Medicare, Explained in Plain English

New to Medicare or just have questions? These free, easy-to-read guides answer the questions people ask most — so you can make confident decisions at your own pace, with no sales pressure.

Medicare doesn't have to be confusing. Start with the basics, learn when you can enroll, compare your coverage paths, and understand what Medicare does and doesn't pay for. When you're ready for personal help, a no-cost consultation is just a call away at (720) 291-0572.

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Clear answers to the most common Medicare questions, written for real people — not insurance insiders.

The 4 Parts of Medicare
Medicare Explained: Parts A, B, C, and D
A plain-English breakdown of the four parts of Medicare — hospital, medical, Advantage, and drug coverage — and how they fit together.
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Enrollment Periods
Medicare Enrollment Periods: When Can You Sign Up?
Know your Medicare enrollment windows — Initial, Annual, Medicare Advantage Open Enrollment, and Special Enrollment Periods — so you don't miss a deadline.
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Advantage vs. Medigap
Medicare Advantage vs. Medicare Supplement (Medigap): How to Choose
The key differences between Medicare Advantage and Medicare Supplement (Medigap) — provider access, costs, drug coverage, and extra benefits — so you can choose with confidence.
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What Medicare Costs
How Much Does Medicare Cost?
A clear look at what Medicare can cost — premiums, deductibles, and out-of-pocket spending — and the factors that change your price.
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What Medicare Doesn't Cover
What Medicare Doesn't Cover (and How to Fill the Gaps)
Original Medicare leaves real gaps — routine dental, vision, hearing, and long-term care. Here's what isn't covered and how to fill it.
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Working Past 65
Medicare and Working Past 65: Do You Have to Enroll?
Still working at 65? Learn when you can delay Part B without a penalty, whether to take Part A, and how Special Enrollment Periods protect you.
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Helpful Resources

A few trusted, official places to get answers on Medicare, Social Security, and Colorado health coverage. We're always happy to help you make sense of any of them.

Medicare.gov
The official U.S. government site for Medicare — compare plans, check enrollment periods, and find what's covered.
1-800-MEDICARE (1-800-633-4227)Official Medicare
Social Security
Apply for benefits, estimate your payments, and find your local office through the Social Security Administration.
1-800-772-1213SSA Office Locator
Colorado PEAK
Apply for and manage Health First Colorado (Medicaid) and other state assistance programs online.
colorado.gov/PEAK

Simply Insurance is not affiliated with or endorsed by any government agency. These links are provided for your convenience.

Medicare, Explained in Plain English

Browse the Guides

Medicare Explained: Parts A, B, C, and D

Medicare Enrollment Periods: When Can You Sign Up?

Medicare Advantage vs. Medicare Supplement (Medigap): How to Choose

How Much Does Medicare Cost?

What Medicare Doesn't Cover (and How to Fill the Gaps)

Medicare and Working Past 65: Do You Have to Enroll?

Helpful Resources

Get Help Comparing Medicare Advantage Plan Options